How to Calculate Crypto Staking Rewards

Yearly staking rewards = coins staked × APR. Divide by 365 for daily rewards or by 12 for monthly rewards. If your rewards are restaked automatically, they compound, and your real yield (APY) ends up slightly higher than the APR.

Enter the number of coins you're staking, the APR, and how often rewards compound, and the calculator above shows your daily, weekly, monthly and yearly rewards in coins.

Worked Example: Staking 1,000 Coins at 8% APR

With daily compounding, the same stake earns about 83.3 coins in a year: an 8.33% APY on an 8% APR. To get your rewards in dollars, multiply the coin amount by the coin's price, and remember that the price can move far more than the yield.

Staking Reward Formulas

Simple rewards (no compounding)

APR to APY (with compounding)

Where n is the number of times rewards compound per year: 365 for daily, 12 for monthly, 1 for yearly.

APR vs APY: How Much Does Compounding Add?

At typical staking rates the difference between monthly and daily compounding is small. At higher rates it grows quickly, the same effect you'd see in a compound interest calculator. If you have to claim and restake by hand, network fees can cancel out the benefit of compounding often. Claiming weekly or monthly is often the better trade-off for small stakes.

What Affects Your Real Staking Return

• Validator commission. Many validators keep a percentage of rewards. Check whether the APR you see is before or after commission.
• Token inflation. Most proof-of-stake networks pay rewards by minting new coins. If inflation is 7% and you earn 8%, your share of the network grows by only about 1%.
• Lock-up and unbonding periods. Some networks take days or weeks to release staked coins, so you can't sell into a sudden price drop.
• Slashing. If your validator misbehaves or goes offline, part of the stake can be penalized on some networks.
• Price. A 10% yield on a coin that falls 40% is still a loss in dollar terms.

To see how your staked coins would be valued if the coin grew to the size of a bigger project, try the crypto market cap calculator. To check the dollar return of coins you bought earlier, use the crypto investment calculator.

Are Staking Rewards Taxed?

In many countries, including the US, staking rewards are treated as income at their market value when you receive them. Selling them later can trigger capital gains. Keep a record of the date and value of each reward. If staking is a meaningful part of your income, the income tax calculator can help estimate the impact.

Frequently Asked Questions

How do I calculate daily staking rewards?

Multiply the coins you've staked by the APR and divide by 365. For example, 500 coins at 6% APR earn 500 × 0.06 ÷ 365 ≈ 0.082 coins per day.

What's the difference between staking APR and APY?

APR is the simple yearly rate. APY includes the effect of compounding when rewards are restaked. APY is always equal to or higher than APR.

Does the calculator work for any coin?

Yes. Enter the number of coins and the APR from your exchange, wallet or validator. The math is the same for ETH, SOL, ADA, DOT, ATOM, USDT lending and any other fixed-rate yield.

Note: Cryptocurrency staking carries significant risks including potential loss of principal. This article is for educational purposes only and should not be considered financial advice.